We Are Committed to Protecting Client Information
Financial Independence & Resource Education International, may ask you
to provide us with certain personal and confidential information.
We understand that you may be concerned about what we do with such
information - particularly any personal or financial information.
We value our relationship with you, therefore, explaining how we
collect, use and protect personal and confidential information you
provide to us is important to us. Therefore, we have adopted this
provide to us. It does not govern the manner in which we may use
information we have obtained from any other source, such as information
obtained from a public record or from another person or entity.
Financial Independence & Resource Education International, has also
adopted prior guidelines that govern our use of personal information
regardless of its source.
Types of Information
Depending upon which of our services you are utilizing, the types
of nonpublic personal information that we may collect include:
Personal information we received from you on applications, forms
and other communications to us, whether in writing, in person, by
telephone, facsimile, email, or any other means;
Information about your transactions with us, our affiliated companies,
your creditors, collection agencies, or others; and
Information we received from a consumer credit reporting agency.
Use of Information
We request information from you for our own legitimate business
purposes and not for the benefit of any nonaffiliated party. Therefore,
we will not release your information to nonaffiliated parties except:
(1) as necessary for us to provide the product or service you requested
of us; or (2) as permitted by law. We may, however, store such information
indefinitely, including the period after which any customer relationship
has ceased. Such information may be used for any internal purpose,
such as quality control efforts or customer analysis. We may also
provide all types of nonpublic personal information listed above
to one or more of our affiliated companies. Such affiliate companies
include financial service providers, such as title insurers, property
and casualty insurers, in trust investment advisory companies, or
companies involved in real estate services, such as appraisal companies,
own warranty companies, and escrow companies. Furthermore, we may
also provide all information we collect, as described above, to
companies that perform marketing services our behalf, on behalf
of our affiliate companies, or to other financial institutions with
which our affiliated companies or we have joint marketing agreements.
to apply to you.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties
have access to any of your information. We restrict access to nonpublic
personal information of that you to those individual entities need
to know that information to provide products or services to you.
We will use our best efforts to train and oversee our employees
and agents to ensure that your information will be handled responsibly
electronic, in procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
Information Obtained Through Our Web Site
The Financial Independence & Resource Education Corporation
is sensitive to privacy issues on the Internet. We believe it is
important you know how we treat the information about you we receive
on the Internet.
In general, you can visit Financial Independence & Resource
Education International, or its affiliates Web sites on the World Wide Web
without telling us who you are or revealing any information about
yourself. Our Web servers collect the domain names, not the e-mail
addresses, of visitors. This information is aggregated to measure
the number of visits, average time spent on the site, pages viewed
and similar information. Financial Independence & Resource Education,
Inc., uses this information to measure the use of our site and to
develop ideas to improve the content of our site.
There are times, however, when we may need information from you,
such as your name and email address. When information is needed,
we will use our best efforts to let you know at the time of collection
how we will use the personal information. Usually, the personal
information we collect is used only by us to respond to your inquiry,
process and order or allow you to access specific account/profile
information. If you choose to share any personal information with
us, we will only use it in accordance with the policies outlined
The Financial Independence & Resource EducationInternational, site
and its affiliates' sites may contain links to other Web sites.
While we try to link only to sites that share our high standards
and respect for privacy, we are not responsible for the content
or the privacy practices employed by other sites.
Some of Financial Independence & Resource EducationInternational, Web
sites may make use of "cookie" technology to measure site
activity and to customize information to your personal tastes. A
cookie is an element of data that a Web site can send to your browser,
which may then store the cookie on your hard drive. The goal of
this technology is to better serve you when visiting our site, save
you time when you are here and to provide you with a more meaningful
and productive Web site experience.
Fair Information Values
Fairness We consider consumer expectations about
their privacy in all our businesses. We only offer products and
services that assure a favorable balance between consumer benefits
and consumer privacy.
Public Record We believe that an open public record creates significant
value for society enhances consumer choice and creates consumer
opportunity. We actively support an open public record and emphasize
its importance and contribution to our economy.
Use We believe we should behave responsibly when
we use information about a consumer in our business. We will obey
the laws governing the collection, use and dissemination of data.
Accuracy We will take reasonable steps to help
assure the accuracy of the data we collect, use and disseminate.
Where possible, we will take reasonable steps to correct inaccurate
information. When, as with the public record, we cannot correct
inaccurate information, we will take all reasonable steps to assist
consumers in identifying the source of the erroneous data so that
the consumer can secure the required corrections.
Education We endeavor to educate the users of our
products and services, our employees and others in our industry
about the importance of consumer privacy. We will instruct our employees
on our fair information values and on the responsible collection
and use of data. We will encourage others in our industry to collect
and use information in a responsible manner.
Security We will maintain appropriate facilities
and systems to protect against unauthorized access to and corruption
of the data we maintain.
Call 888-851-3473 for answers to your questions about this privacy